Mutual of Omaha Medicare Supplements
What is Medicare ?
Medicare is a US Federal Government Health Insurance Plan for individuals over 65 and under 65 with certain disabilities and people with End Stage Renal Disease. Medicare has four parts PART A, PART B, PART C and PART D
Part A is for hospitalization, home health care and hospice.
Generally Part A is at no cost if you have worked 40 quarters in your lifetime or you are able to draw off your spouse.
PART B of Medicare is used for your doctoring, lab work, x rays and much more
PART C is also know as Medicare Advantage, please call 309 833 1755 for more information
PART D is also know as Prescription drug coverage, please call 309 833 1755 for more information
Generally you are eligible for Medicare is you are turn 65 in the next three months the month of your 65th birthday and 3 months after for enrollment purposes, please call 309 833 1755. If you have certain disabilities you may also be eligible for Medicare or possibly Medicaid, depending on your financial situation.
Medicare is an excellent program fro seniors and people with certain disabilities. It provides affordable and coverage without networks and generally the freedom to chose your doctor and hospital.
Medicare Supplements are designed to provide coverage beyond what traditional Medicare covers. Medicare has a PART A and PART B deductible, PART A $1288 for 2016 and PART B $166 for 2016.
There are various supplements that are sold and all have a different premium. The nice thing is that the plans offered have standardized benefits, so a PLAN F is a PLAN F no matter what company you choose. In the next few years we will see a change in Medicare benefit plans.
Currently the most popular Medicare Supplements are PLAN G and PLANF. Call for more information or a quote, 309 833 1755 ,Bradley D Pyles